Debt Collection Defense
Our firm is dedicated to defending consumers against harassment and lawsuits by debt collectors, banks, credit card companies, mortgage companies, phone companies, or any other entity or person who claims you owe them money.
Regardless of whether you owe the debt, you have rights and we will fight to protect them. We are passionate about helping individual consumers against large, sometimes threatening, corporations.
If you have already been sued over a debt, we can help defend your rights in state court. If your car has been reposed, if your bank account has been frozen, or if a collector, bank, gym, co-op, landlord, or any other company or person has been asking you to pay money, we will help you understand and defend your rights.
You also have a right to be free from abuse, harassment, and the demeaning tactics that debt collectors often use. Federal law prohibits debt collectors from using the kind of harassing tactics that can make your life miserable.
Under the law, debt collectors can include any third party that is trying to collect a debt. This may include not only debt collection companies, but also law firms, landlords, co-op management companies, foreclosure agents, repossession companies, and many other kinds of entities. If you are receiving any mailed notices or telephone calls from anyone who claims that you owe a debt, back rent, a fee, or a bill, please call us and we will discuss your case FREE.
It does not matter if you owe the debt. Federal law requires that collectors follow proper procedures. When collectors don’t follow the law, you may be entitled to damages.
If you rights against unfair harassment have been violated, you can receive statutory damages in amounts up to $1,000, and additional damages depending on the facts of your case. If collectors have made false statements that appear on your credit report, or if collectors have called your cellular phone, you may be entitled to additional damages depending on the facts of your case.
You will not need to pay any attorneys fees if you qualify for our services. Federal law makes debt collectors pay our fees if they have engaged in illegal harassment. (This excludes our state court services)