A debt collector alleges that you owe them a debt, and, seemingly out of nowhere, you are faced with harassment. You start receiving phone calls at odd hours of the night, multiple letters in the mail, and, now, a debt collector has finally reached out to your boss asking about where you live and informing them of the debt they claim you owe. This is embarrassing and downright aggravating. That said, you should understand that debt collectors contacting employers of those they believe owe debts is illegal, and if this has happened to you, you likely have a path to legal recourse. Please continue reading and reach out to a dedicated New York City debt collection harassment lawyer to learn more about how our firm can help if a debt collector has contacted your employer. Here are some of the questions you may have:
Why is it illegal for a debt collector to contact my boss?
Regardless of whether you owe credit card debt, medical debt, cell phone bill debt, or any other type of debt, it is in direct violation of the Fair Debt Collection Practices Act for debt collection agencies to contact the employers of people who they believe owe them a debt.
What should I do if a debt collector contacts my employer?
If a debt collector or debt collection agency has contacted your employer, the very first thing you should do is retain the services of a seasoned attorney who is well-versed in debt collection laws and statutes. Fortunately, if you are reading this, you are in the right place. Once you speak with a lawyer and explain your situation, your lawyer can then build a strategy and file a lawsuit against the debt collection agency in question to get you the compensation you deserve and need.
As long as we can prove the debt collection agency already knew where you live, yet contacted your employer anyway as a means to ramp up the pressure on you, you should have a valid claim against it.
Do not make the mistake of hiring just any attorney to represent you at such a pivotal moment. Hire Rahman Legal. We have decades of experience representing victims of debt collection harassment here in New York City, and we are prepared to put that experience to work for you in your case.