Debt collectors are notoriously shrewd and unsympathetic when it comes to collecting debts they believe they are owed. Unfortunately, it is not uncommon for debt collectors to even violate the law when conducting business. They can do so in various ways, and often, this can lead to a great deal of emotional distress. If you believe you are being harassed or unlawfully pursued over a debt that you may or may not owe, our firm is here to help. Please continue reading and reach out to a seasoned New York City debt collection harassment lawyer to learn how we may be able to help you sue a debt collector for emotional distress and get the compensation you deserve. Here are some of the questions you may have:
How do I know if I can sue a debt collector for emotional distress?
To sue a debt collector for emotional distress, you will need to first prove that the debt collector violated the Fair Debt Collection Practices Act. The FDCPA prohibits debt collectors from engaging in certain types of behavior, such as calls early in the morning or late into the night, frequent and repeated phone calls throughout the day, unlawful threats of wage garnishment, notifying your employer that you owe them a debt, and more.
If you can prove that a debt collector took any of the aforementioned actions and that you incurred emotional distress, among other damages, as a result of their unlawful behavior, you should qualify for compensation in a lawsuit against the debt collector or debt collection agency.
What damages can I recover?
Aside from emotional distress, you can also recover damages for physical distress, attorney fees and costs, wage garnishment recovery, statutory damages of up to $1,000, and more. We can also fight for certain injunctive remedies, such as working to prevent the debtor from harassing you via telephone or letters in the mail in the future.
The bottom line is that here at Rahman Legal, we understand just how stressful and overwhelming debt collection harassment can be, and you have our pledge to do everything in our power to get you the results and relief you need. Contact us today so you can tell us your story and so we can get started working on your case.