Few things are worse than being unfairly sued over a debt. Although there are various federal rules and regulations in place that prohibit unfair debt collection practices, debt collection agencies do not always follow these rules. In fact, only recently a law firm called Forster & Garbus was successfully sued in court for running something known as a debt lawsuit mill.
If you think you are a victim of this or any other type of unfair debt collection practice, please continue reading and reach out to a dedicated New York City debt collection defense lawyer from Rahman Legal to learn more about these cases and how our legal team can assist you. Here are some of the questions you may have:
What is a debt lawsuit mill?
First and foremost, you should understand exactly what a debt lawsuit mill is. Put simply, there are certain law firms that specialize in churning out thousands of unverified or baseless lawsuits against consumers to get them to pay off debts they have already paid or debts they have never owed in the first place. Consumers facing these demands often receive notice of a lawsuit in the mail which appears to be legitimate.
Of course, these consumers are often very fearful about what will happen next, and in many cases, do not have the funds to pay these “debts,” and are unsure of where to turn. Fortunately, if you believe you are a victim of predatory debt collection practice and are reading this, you are in the right place.
What are some of the best defenses against a debt lawsuit mill?
There are various potential defenses that a knowledgeable consumer lawyer can use against these parties. To start, a lawyer can allege that the lawsuit mill violated the Fair Debt Collection Practices Act in pursuing the debt. You see, this Act makes it unlawful for debt collectors to collect a debt through deceptive, misleading, or false means, and very often, these lawsuit mills do just that.
Further, when pursuing a debt, debt collectors are required to provide consumers with supporting documentation regarding the debt they allegedly owe. Frequently, debt lawsuit mills either do not provide supporting documentation or such documentation does not exist because the lawsuit is fraudulent.
If you believe you are being pursued by a debt lawsuit mill, our firm is here to help. Contact Rahman Legal today to schedule your initial consultation with our dedicated consumer law firm.