Why is TransUnion Refusing to Fix My Credit Report?

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You pay your credit card dutifully each month, and you also check your credit report regularly. Unfortunately, you recently noticed an error on your TransUnion credit report. Whether the error was large or small, it is important for you to notify the credit reporting agency and have the issue resolved swiftly. However, there are times when credit reporting entities will refuse to fix an error, for one reason or another. If TransUnion is refusing to fix your credit report, you need a competent legal advocate in your corner. Please continue reading and reach out to a seasoned New York City credit report lawyer from Rahman Legal to learn more about how our firm can help you. Here are some of the questions you may have:

What are some of the most common errors made on TransUnion credit reports?

TransUnion can make a wide range of errors on consumers’ credit reports, not unlike the other consumer credit reporting agencies, such as Equifax and Experian. That being said, some of the most common credit reporting errors that we see include the following:

  • Misspelled names or addresses
  • Wrong names or addresses, in cases of mistaken identity
  • Inaccuracies regarding payment information
  • Errors regarding account status information
  • Showing accounts you have previously closed as still open
  • The same account being reported more than once
  • Unauthorized inquiries

How can an attorney help if there is a mistake on my credit report?

If there is a mistake on your credit report, the first thing you should do is reach out to the credit reporting agency in question, in this case, TransUnion, and inform them of the error. In most cases, this should resolve the issue. However, there are times when credit reporting agencies will refuse to report a consumer dispute or will refuse to remedy the error. If a credit reporting agency refuses to fix an error on your credit report, you should strongly consider speaking with a skilled attorney who can file a claim against the agency. As long as our claim is successful, you should get the compensation and justice you deserve.

Rahman Legal has years of experience fighting for consumers in New York City, and we are prepared to put that experience to work for you in your case. Contact us today.

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