- Fair Debt Collection Practices Act (FDCPA) is a federal law from the late 70s in the US.
- FDCPA governs and regulates debt collection practices nationwide.
- It prevents abusive, deceptive, and unfair practices by debt collectors.
- Covers third-party collectors, setting standards for their behavior.
- FDCPA enables fee shifting, allowing successful lawyers to collect fees from debt collectors if they win in court.
November 9, 2021