Few things are worse than accumulating debt. Not only does this mean you are in a precarious financial situation, but it also means that calls and letters from debt collection agencies are soon to follow (if they have not started already). Unfortunately, many Americans find themselves in a considerable amount of debt, and often, they are made victims of debt collection harassment. Debt collectors are notorious for sending threatening letters and making persistent phone calls to those they believe owe them money. Rather obviously, this can be an overwhelming experience, however, you do not have to go through it alone. Please continue reading and reach out to a dedicated New York City debt collection harassment lawyer to learn more about how an attorney can help you handle your credit card debt and get the creditors and collection agencies off your back. Here are some of the questions you may have:
What should I do if I am in credit card debt?
If you are in a considerable amount of credit card debt that you simply cannot pay off on your own, you should strongly consider speaking with a lawyer at once. Often, the tactics that debt collectors use with those they believe owe them money are actually illegal, and you may have a valid case against the debt collection agency in question. Our legal team has significant experience handling these claims, and we are prepared to put that experience to work for you.
Can a lawyer help stop debt collection harassment?
In many cases, yes, a lawyer can stop debt collection harassment. Our legal team has extensive knowledge of the laws regarding legal debt collection practices and can, therefore, help you exercise your rights if you are being pursued in an unlawful manner. For example, all consumers in the United States are protected both under the Fair Debt Collection Practices Act and New York General Business Law Section 349. As long as we can prove that you are being harassed by debt collectors (such as credit card companies, foreclosure agents, repossession companies, or even landlords) there is a strong chance you will have a claim against the party harassing you.
Rahman Legal has fought on behalf of consumers in New York State for decades, and we are prepared to fight for you as well. If you have any other questions or believe you are being unlawfully harassed by a collection agency, contact us today so we can get started working on your case.