What Should I Do if I’m Being Harassed by a Debt Collector?

debt collection harassment

Debt collection agencies are notorious for being ruthless in their collection activities. They are known to harass those who they believe owe them money via pestering phone calls, letters in the mail, and more. That said, regardless of the type of debt you’re in, if you’re being harassed, our firm is here to help, as these practices are often illegal. Please continue reading and reach out to a dedicated New York City debt collection harassment lawyer from Rahman Legal to learn more about what constitutes debt collection harassment and how we can fight for you and your rights. Here are some of the questions you may have:

I’m being harassed by a debt collector. Should I ignore it?

No. Never ignore a debt collector who is harassing you. That said, you shouldn’t respond to this harassment on your own either. A lawyer can assess the circumstances of your case, determine whether the debt collector is violating your rights, and, from there, fight off any impending or frivolous lawsuit brought against you. Our legal team understands the tactics debt collectors often use to intimidate unsuspecting, even entirely innocent consumers, and we are here to protect them.

What are my rights as a consumer?

As a consumer, you are afforded several rights under federal law. To start, back in 1977, Congress passed the Fair Debt Collection Practices Act, which essentially states that debt collectors are prohibited from deceiving and harassing consumers over unpaid debts. This law applies to a wide range of parties, including lawyers, professional debt collection agencies, foreclosure agents, and more.

If you are being harassed by any of these businesses or agencies, you are protected under the law, and our firm can help you exercise your rights. Additionally, you should also note that here in New York State, consumers are also protected from debt collection harassment under the New York General Business Law Section 349, which serves much of the same purpose as the FDCPA, only it reinforces those rights at a state level.

Why Rahman Legal?

Rahman Legal is a consumer law firm devoted to protecting the rights of New York citizens. With more than a decade of experience in the field, you can have confidence in your decision to turn to us to represent you at such a pivotal moment in your life. We care about you and your financial future, and you have our pledge to fight for you, every step of the way.

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