There are few things worse than finding your credit card has been charged with purchases you never made. Likely, this means that your card was stolen and used in an unauthorized manner, but there are other ways for individuals to get your credit card information as well. Regardless, if you’ve noticed unauthorized credit card transactions, our NYC unauthorized credit card transactions lawyer is here to help rectify the matter. Contact Rahman Legal today to learn more about what we can do for you.
NYC Consumer Lawyer | Helping Clients Facing Unauthorized Credit Card Transactions
We understand just how overwhelming it can be to learn your credit card information was stolen. That said, there are options on the table, and our New York City identity theft victim lawyer is here to help you explore those options. Speak with us today so we can get started working on your case.
What Should I Do Once I Discover an Unauthorized Credit Card Transaction?
Once you discover that your credit card has been used to make unauthorized transactions, you need to report the matter to your credit card company and dispute the transaction(s) in question. In most cases, this will be sufficient in getting reimbursed. However, there are times when credit card companies will refuse to reimburse those who’ve been made victims of credit card fraud. In this case, you should reach out to an unauthorized credit card transactions lawyer who can help you pursue a claim against the credit card company in question.
What Happens if My Credit Card Company Doesn’t Reimburse Me?
When a credit card company chooses not to reimburse those who’ve been stolen from, there are routes the individual can pursue. For example, you can dispute any billing error or fraudulent activity under the Fair Credit Billing Act. To do so, you and your attorney will write a letter to the credit card company regarding the specific unauthorized charges in question and send it to the Billing Dispute address on the back of your monthly statement within 60 days of the date you received the statement.
You should note that sometimes, filing a complaint letter isn’t sufficient, and credit card companies will still refuse to remedy the issue. In this case, we may have grounds to bring a lawsuit against the institution in question. Don’t pursue legal action without competent legal counsel in your corner.
Contact an Unauthorized Credit Card Transactions Lawyer Today
The bottom line is that if you’re facing an unauthorized credit card transaction, our firm can help. Contact Rahman Legal today to schedule your initial consultation with our dedicated consumer law firm.