What to Do When AllianceOne Violates Your Rights

AllianceOne Receivables Management, Inc. is a collections agency that has received numerous consumer complaints. Here are some reasons and what you can do if they violate your rights.

Reasons for Complaints Against AllianceOne

  • Collecting a debt not owed: One common complaint against AllianceOne is that they try to collect a debt the consumer does not owe[3]. This can happen if there is a mistake in the records or if the debt has already been paid off.
  • Improper communication tactics: Consumers have also reported that AllianceOne uses improper communication tactics, such as calling repeatedly or at inconvenient times[3]. They may also contact third parties, such as family members or employers, about the debt.
  • Violation of TCPA: AllianceOne has been involved in lawsuits for allegedly using auto-dialers, violating the Telephone Consumer Protection Act (TCPA) [4]. This law prohibits companies from making automated calls or texts to consumers without their consent

What to Be Aware Of

  • Legal statement: AllianceOne’s website has a legal statement that consumers should read and review carefully[2]. This statement includes notices, disclaimers, limitations, terms, provisions, and conditions that apply to the use of the website.
  • Debt validation: If AllianceOne contacts you about a debt, you have the right to request validation of the debt[3]. This means that they must provide proof that you owe the debt and that they have the right to collect it.
  • Consumer rights: As a consumer, you have rights under the Fair Debt Collection Practices Act (FDCPA) [3]. This law prohibits debt collectors from using abusive, deceptive, or unfair practices when collecting a debt.

What to Do If Your Rights Are Violated

  • File a complaint: If AllianceOne violates your rights, you can file a complaint with the Better Business Bureau (BBB) [1]. The BBB helps resolve disputes between consumers and businesses.
  • Contact an attorney: You may also want to contact an attorney specializing in consumer rights[3]. They can advise you on your legal options and help you take action against AllianceOne if necessary.

Knowing Your Rights Against AllianceOne

  • FDCPA: As mentioned earlier, the FDCPA protects consumers from abusive, deceptive, or unfair debt collection practices[3]. If AllianceOne violates this law, you can take legal action against them.
  • TCPA: The TCPA prohibits companies from making automated calls or texts to consumers without consent[4]. If AllianceOne violates this law, you can also take legal action against them.
  • State laws: Some states have additional laws that protect consumers from debt collection practices[3]. You should familiarize yourself with the laws in your state to know your rights.

Here is a rewritten version of the information you provided that flows smoothly and is easy for consumers to understand:

Dealing with Debt Collectors: Know Your Rights and Take Action 

Getting calls from debt collectors like AllianceOne can be stressful and confusing. You may feel tempted to avoid or ignore them, but doing so can worsen matters. Instead, it’s important to know your rights and take proactive steps. 

The Fair Debt Collection Practices Act protects you from harassment by debt collectors. It’s illegal for collectors to constantly call you, use offensive language, improperly threaten you, contact your employer, or misrepresent the situation. You have the right to dispute inaccurate information reported to credit bureaus.

Don’t ignore the situation if AllianceOne is contacting you excessively or misbehaving. Proactively assert your rights by requesting debt validation in writing. This requires them to provide proof that you owe the debt. If they violate the law, file official complaints with the Consumer Financial Protection Bureau and Federal Trade Commission. 

Consulting with an experienced consumer lawyer can help you understand the process and formulate an effective strategy. Legal experts know how to enforce your rights and stop unfair collection practices. 

Don’t let debt collectors take advantage of you or cause harm to your credit. Know your rights, take action, and get professional support if you need it. The law protects consumers, but you have to assert your rights proactively.


AllianceOne Receivables Management, Inc. has received numerous customer complaints for various reasons, including collecting a debt not owed and using improper communication tactics.

 As a consumer, knowing your rights and what to do if they are violated is important. You can file a complaint with the BBB or contact an attorney specializing in consumer rights. Knowing your rights under the FDCPA, TCPA, and state laws can also help protect you from unfair debt collection practices.


  1. https://www.bbb.org/us/pa/plymouth-meeting/profile/collections-agencies/allianceone-receivables-management-inc-0241-80019387/complaints?page=2
  2. https://www.allianceoneinc.com/terms-of-use-legal-statement/
  3. https://www.attorneysinmn.com/harassed-by-allianceone-receivables-management-learn-how-to-make-it-stop/
  4. https://www.cardozalawcorp.com/library/allianceone-receivables-management-inc-.cfm
  5. http://www.workday.upenn.edu/http%3A%2F%2Fflowglitters.news/6b2tv89.htm
  6. http://www.workday.upenn.edu/http%3A%2F%2Ffoshanbuilders.com/i9tmu1b.htm
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