What Can I Do if Equifax Refuses to Fix an Error On My Credit Report?

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Every month, you check your credit report to ensure everything is accurate and that your credit is in good shape. Unfortunately, the last time you checked your Exquifax credit report, you noticed a mistake. The natural next step would be to reach out to the entity responsible for the error and correct it, however, there are times when credit reporting agencies will refuse to cooperate and remedy the issue at hand. If this has happened to you, you should read on and reach out to a competent New York City inaccurate account information disputes lawyer from Rahman Legal to learn more about your options and how our firm can help. Here are some of the questions you may have:

What are some examples of common credit report errors?

There are various ways in which credit reporting agencies can err when creating and sending out credit reports. That said, some of the most common credit reporting errors that we see are as follows:

  • Misspelled names or addresses
  • Wrong names or addresses (mixing up credit accounts)
  • Fraudulently reporting accounts as delinquent
  • Failing to fix any errors on a credit report once the error is disputed and proven wrong (or ignoring a person who comes to the agency with a dispute)
  • Taking any other action that violates the Fair Credit Reporting Act

What should I do if Equifax is refusing to fix an error on my credit report?

If you noticed an error of any kind on your credit report and reached out to the credit reporting agency to dispute the error (in this case Equifax) but they refused to change the error, you should strongly consider speaking with a competent attorney who can file a lawsuit against the credit reporting agency on your behalf. As long as you have evidence that Equifax has violated your rights under the Fair Credit Reporting Act, you should have a valid claim.

Our legal team is here to effectively guide you through each step of the process to help resolve the error and get you the compensation you deserve. Contact Rahman Legal today so we can get started fighting for you.

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